Over the course of our lives, very few of us undergo some form of financial literacy training that can enable us to manage our finances well. That’s why most employees live on a payslip, earn and spend treadmill. For many people, the salary is your major if not the primary source of income. This means that proper management is a central part of the how you live your life. Most employers do not take the time to provide any training in the management of personal finances.